Floirda Commercial Insurance Solutions

At Contractors1stInsurance.com we know that purchasing Florida Commercial Insurance can be an overwhelming process for any company. We know that you do have the time to sort through all the laws, regulations, risks, and exposures that you company may face from day to day. Our experienced agents take you step by step through the process to find you the right insurance for your specific business needs.

As an independent insurance agent, we can work to determine your Florida Commercial Insurance needs based on your unique risks and exposures. Whether you are 1 man in truck or a general contractor with multiple people working under your supervision, we have the knowledge to walk you through your risks and exposures to build your specific risk management program.

Contractors1stInsurance.com has a wide range of coverage options to tailor a Florida Commercial Insurance program to fit your specific insurance needs.

Call 1-800-253-7040 to speak to an agent about your Florida Commercial Insurance

Florida Commercial Insurance we offer:

Workers Compensation Insurance - Workers Comp is required in Florida if your company has 4 or more employees. This type of insurance covers medical benefits, rehabilitation benefits, and lost wages to an employee if they are injured on the job.

Liability Insurance - Liability Insurance will protect your company from claims of bodily injury, property damage, advertisement damage, and personal injury against your company from third parties.

Business Bonds - Bonds as a guarantee between your business and the client that the project will be completed to the satisfaction of the contract. Most private and all government contracts now require proper bonding before work can even be bid on.

Payroll and Employee Leasing - You spend countless hours a week calculating payroll, working on employee benefits, and learning Florida state laws and regulations regarding HR compliance. Employee leasing allows you to outsource HR administration, payroll, employee benefits, and other time consuming projects, to free you and your employees up to focus on more important business operations.

Lower You Florida Commercial Insurance Rates:

Make sure to ask about multiple insurance quotes - This is one of the best ways to get affordable Florida Commercial Insurance, and we can will provide multiple quotes for which to choose from. Different carriers can vary in price up to hundreds of dollars. You want to make sure that you are comparing the same exact policy and not just the price. Our agents will walk you through every question to make sure you have covered every angle.

Raise your deductibles - Raising your deductibles can lower your monthly premiums by 10% to 30%. Be careful not to have such high deductibles that it causes financial hardship in case of an accident. You will want to work closely with a certified broker to analyze your situation and find the right deductible for your situation.

Ask about discounts you may qualify for - Sometimes you are eligible for hidden discounts for specific training, certifications, and professional organization memberships.

Call us at 1-800-790-6808 for a free consultation and Florida Commercial Insurance Review.

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